Non-Resident Mortgages
Secure your UAE property investment from anywhere in the world. Tailored mortgage solutions for non-residents with competitive rates and flexible terms.
Global Property Investment Made Simple
Whether you're an expatriate working abroad or a foreign investor looking to expand your portfolio, our non-resident mortgage solutions make UAE property ownership accessible and straightforward.
We understand the unique challenges faced by non-residents and have developed specialized products with higher loan-to-value ratios, flexible documentation requirements, and expert guidance throughout the process.
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Why Choose Non-Resident Mortgages?
Specialized mortgage solutions designed for international investors and expatriates living abroad.
Global Accessibility
Apply and complete your mortgage process from anywhere in the world with our digital platform.
High LTV Ratios
Finance up to 75% of property value, minimizing your upfront capital requirement.
Flexible Documentation
Streamlined documentation process accepting international income and employment verification.
Investment Potential
Tap into UAE's growing real estate market with potential for rental income and capital appreciation.
Dedicated Support
Specialized team with expertise in non-resident mortgages and international transactions.
Secure Investment
UAE's stable economy and progressive property laws provide a secure investment environment.
Non-Resident Mortgage Details
Comprehensive terms and conditions for non-resident property financing
| Feature | Details |
|---|---|
| Minimum Monthly Income | AED 30,000 |
| Maximum Financing | Up to 75% |
| Loan Term | Up to 25 years |
| Interest Rate | From 4.25% |
| Age Limit | 21-65 years at maturity |
| Pre-approval Time | 48 hours |
| Processing Fees | From 1% |
| Property Types | Apartment, Villa, Commercial |
Eligibility & Requirements
What you need to qualify for a non-resident mortgage in UAE
Eligibility Criteria
- Non-resident of UAE with valid passport
- Minimum age 21 years, maximum 65 at loan maturity
- Minimum monthly income AED 30,000
- Stable employment or business income
- Good credit history in home country
- Property located in approved UAE developments
Required Documents
- Valid passport and visa (if applicable)
- Employment contract or business license
- Last 6 months salary/income statements
- Bank statements (6 months)
- Credit report from home country
- Property documents and valuation
Simple Application Process
Getting your non-resident mortgage approved in 6 easy steps
Initial Consultation
Discuss your requirements and get pre-qualified over video call or phone.
Document Submission
Upload required documents through our secure online portal.
Pre-Approval
Receive pre-approval letter within 48 hours to strengthen your property offer.
Property Selection
Choose your property and complete the purchase agreement with seller.
Final Approval
Complete property valuation and receive final mortgage approval.
Property Handover
Complete the purchase and receive your property keys and title deed.
Frequently Asked Questions
Common questions about non-resident mortgages in UAE
Start Your UAE Property Investment Journey
Get expert guidance and competitive rates for your non-resident mortgage application.