New Purchase & Handover
Turn your new property dreams into reality with our specialized financing solutions for new purchases and property handovers in UAE's dynamic real estate market.
Your New Property Journey Starts Here
Whether you're buying off-plan, ready properties, or receiving handover of your new home, our specialized mortgage solutions are designed to make your property acquisition smooth and stress-free.
We understand the unique requirements of new property purchases, including construction payment schedules, handover financing, and the need for quick approvals to secure your dream property in competitive markets.
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Financing Options for Every Stage
Comprehensive mortgage solutions tailored to different stages of your new property purchase journey.
Off-Plan Purchase
Secure financing for properties under construction with flexible payment schedules aligned to construction milestones.
- Construction-linked payments
- Pre-launch price advantages
- Flexible documentation
Ready Property
Quick financing solutions for completed properties with immediate possession and title deed transfer.
- Immediate occupancy
- Fast approval process
- Complete property inspection
Handover Financing
Specialized financing for properties nearing completion with handover-specific payment arrangements.
- Completion-based payments
- Flexible repayment options
- Quality assurance included
- Handover support services
Why Choose New Purchase Mortgages?
Specialized benefits and features designed specifically for new property acquisitions in UAE.
Lightning Fast Approvals
Get pre-approved in 24 hours to secure your chosen property in competitive markets.
High LTV Options
Finance up to 90% of property value with minimal down payment requirements for qualified buyers.
Flexible Payment Plans
Customized payment schedules aligned with construction milestones and handover timelines.
Developer Partnerships
Exclusive arrangements with leading developers for better rates and streamlined processes.
End-to-End Support
Complete guidance from property selection to handover including legal and technical support.
Competitive Rates
Starting from 3.75% with special rates for new launch properties and first-time buyers.
New Purchase Mortgage Details
Comprehensive specifications for new property purchase financing
| Feature | UAE Residents | Non-Residents |
|---|---|---|
| Minimum Income | AED 15,000 | AED 30,000 |
| Maximum Financing | Up to 90% | Up to 75% |
| Interest Rate | From 3.75% | From 4.15% |
| Loan Term | Up to 25 years | Up to 25 years |
| Processing Time | 24 hours | 48 hours |
Simple Application Process
From application to handover in just 5 easy steps
1. Pre-Qualification
Quick online assessment of your eligibility and potential loan amount based on your income and requirements.
2. Property Selection
Choose your desired property with our guidance and receive a conditional approval letter to strengthen your offer.
3. Documentation & Approval
Submit required documents and receive final mortgage approval with detailed terms and payment schedule.
4. Purchase Agreement
Complete the sales and purchase agreement with the developer or seller and arrange the initial payment.
5. Handover & Move-in
Complete property inspection, receive your keys, and move into your new home with full legal title transfer.
Ready for Your New Property?
Get pre-approved today and secure your dream property with our expert mortgage solutions.